The classic 50/30/20 rule sounds simple — but what if your needs take up more than 50% of your income? This article explains how to adjust the rule using the EZ Budget Ratio: a more flexible, real-life approach to budgeting that actually works when money is tight.
Author: bm5sl
Earning more doesn’t always mean saving more. If your lifestyle has quietly crept up with your income, this guide will help you take back control. Learn how to use raises intentionally, curb spending traps, and grow real financial freedom.
Think you can’t save money on a tight income? Think again. This guide gives you five practical, no-guilt strategies to take control of your money and make your budget work — even if you’re barely breaking even.